ﻣﻌﺎﻟﺠﺔ اﻟﺮواﺗﺐ اﻟﺘﻲ ﻟﻢ ﻳﺘﻘﺪم أﺻﺤﺎﺑﻬﺎ ﻻﺳﺘﻼﻣﻬﺎ:
وﺗﻤﺜﻞ ﺻﺎﻓﻲ اﻟﺮواﺗﺐ واﻷﺟﻮر واﻟﻤﻜﺎﻓﺂت اﻟﺸﻬﺮﻳﺔ اﻟﺘﻲ ﻻ ﺗﺼﺮف ﻷﺻﺤﺎﺑﻬﺎ ﻓﻲ ﺧﻼل ﺧﻤﺴﺔ ﻋﺸﺮ ﻳﻮﻣﺎ ﻣﻦ ﺗﺎرﻳﺦ اﺳﺘﻼم ﻣﻨﺪوب اﻟﺼﺮف ﻟﻘﻴﻤﺘﻬﺎ ﻓﺘﺘﻢ ﺗﻌﻠﻴﺘﻬﺎ ﻋﻠﻰ ﺣﺴﺎب اﻷﻣﺎﻧﺎت بوصفها ﻣﺮﺗﺠﻊ رواﺗب، وقيد التعلية يتطلب تحرير إذن تسوية يكون القيد من واقعه كالتالي:


http://www.google.com.eg/url?sa=t&rct=j&q=&esrc=s&source=web...

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Note added at 2 hrs (2013-03-27 14:02:54 GMT)
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Escheat/Escheatment/Escheating
Of (unclaimed/uncollected/abandoned/......... -> property/money/funds/.......)


In some jurisdictions, escheat can also occur when an entity, typically a bank, credit union or other financial institution, holds money or property which appears to be unclaimed, for instance due to a lack of activity on the account by way of deposits, withdrawals or any other transactions for a lengthy time in a cash account. In many jurisdictions, if the owner cannot be located, such property can be revocably escheated to the state.

In commerce, it is the process of re-assigning legal title in unclaimed or abandoned payroll checks, or stocks and shares whose owners cannot be traced, to a state authority (in the United States). A company is required to file unclaimed property reports with its state annually and, in some jurisdictions, to make a good-faith effort to find the owners of their dormant accounts. The escheating criteria are set by individual state regulations.


http://en.wikipedia.org/wiki/Escheat